Website Terms & Conditions
Last updated: May 2025
1. Acceptance of Terms
By accessing or using Littlefield‑Advising.com (“Site”) you agree to be bound by these Terms & Conditions (“Terms”). If you do not agree, please discontinue use.
2. Informational Purpose Only
Content is for general information and does not constitute legal, medical, or financial advice.
3. Licensing & Jurisdiction
Izayah Littlefield is a licensed health‑insurance broker in Florida (License # XXXXXX). Services may be limited by state. These Terms are governed by Florida law.
4. Payments & Refunds
All fees are due upon invoice. Fees become non‑refundable once services commence unless otherwise stated in writing.
5. Service Availability & Interruptions
The Site may be unavailable during maintenance, outages, or force‑majeure events. Littlefield Advising is not liable for resulting loss or disruption.
6. No Endorsement
Links to third parties do not constitute an endorsement. You access external content at your own risk.
7. Testimonials & Results Disclaimer
Testimonials represent individual experiences and do not guarantee identical outcomes.
8. Electronic Communications Consent
By providing contact information you consent to receive electronic communications (email, SMS). Opt‑out any time.
9. Intellectual Property
All Site content is the property of Littlefield Advising unless noted. Reproduction requires written permission.
10. Copyright Infringement / DMCA
If you believe material infringes your copyright, email izayah@littlefield-advising.com with details.
11. User Conduct
- No uploading malicious code.
- No infringing on others’ privacy or IP rights.
- No unauthorised solicitation or advertising.
12. Third‑Party Links
Littlefield Advising has no control over external sites and is not responsible for their content or privacy practices.
13. Accessibility Statement (ADA)
We strive to meet WCAG 2.1 AA standards. Report issues to izayah@littlefield-advising.com.
14. Disclaimer of Warranties
The Site is provided “as is” without warranties of any kind, express or implied.
15. Limitation of Liability
Littlefield Advising shall not be liable for indirect, consequential, incidental, or punitive damages arising from Site use.
16. Indemnification
You agree to indemnify Littlefield Advising against claims arising from your misuse of the Site or violation of these Terms.
17. Severability
If any provision is held unenforceable, the remaining provisions remain in effect.
18. Entire Agreement
These Terms constitute the entire agreement between you and Littlefield Advising regarding the Site.
19. Modifications
We may modify these Terms at any time. Updates take effect upon posting.
20. Arbitration / Dispute Resolution
Any dispute shall be resolved by binding arbitration in Volusia County, Florida, under AAA rules.
21. Affiliate Disclosure
Some outbound links may be affiliate links. We may earn a commission at no extra cost to you.
22. Contact
Email izayah@littlefield-advising.com or write to:
Littlefield Advising, 5701 E Hillsborough Ave #1202, Tampa, FL 33610, USA.