Supplemental insurance is add‑on coverage—think dental, vision, accident or critical‑illness plans—that plugs the gaps your core health policy leaves behind. Learn when these extras make financial sense, the common types available, and how to decide if the added premium is worth the peace of mind.

Private plans give you flexible, customizable coverage and broad networks, while Medicare lowers premiums for most people 65 + but comes with specific rules and enrollment windows. The key to choosing comes down to eligibility, budget, lifestyle, and health‑care priorities.

Confused by extra charges on medical bills? This post demystifies deductibles, copays, and coinsurance—showing when each applies, typical costs, and smart ways to keep your out‑of‑pocket spending low.

Short‑term health plans offer fast, low‑cost coverage when you’re between jobs or outside Open Enrollment—but they can exclude key benefits and deny pre‑existing conditions. This post walks through the pros, cons, and state rules so you’ll know whether a gap plan truly protects you or leaves you exposed.